1. Acceptance of Terms

 

By using our website and services, you agree to these terms and conditions in full. If you disagree with any part of these terms, please contact our customer care line.

 

2. Information Collection and Use

Personal Information: We collect various types of personal information from you, including but not limited to your name, address, email, phone number, date of birth, and in some cases, financial and health information relevant to your insurance policy.

Use of Phone Numbers: Your phone number is an essential part of our service delivery. We use it for:

• Account verification and security purposes

• Sending important updates about your policy

• Communicating about claims processing

• Customer support and service calls

• Fraud prevention measures

We may contact you via phone call, text message, or voicemail. By providing your phone number, you consent to receive such communications.

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Information Sharing: We may share your information, including your phone number, with:

• Our affiliates and subsidiaries to offer you a full range of insurance products

• Service providers who assist us in delivering our services

• Insurance underwriters and claims adjusters

• Regulatory bodies and law enforcement agencies when required by law

We do not sell your personal information to third parties for marketing purposes.

 

4. Data Protection and Security

We implement various security measures to protect your personal information, including encryption, firewalls, and secure server facilities. However, no method of transmission over the internet or electronic storage is 100% secure.

 

5. Your Rights and Choices: You have the right to:

• Access and review your personal information

• Request corrections to your data

• Opt-out of marketing communications

• Update your contact preferences

To exercise these rights, please contact our customer service department.

 

6. Website Use

You agree to use our website only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the website.

 

7. Intellectual Property

The content on this website, including text, graphics, logos, and images, is the property of [Insurance Company Name] and protected by copyright laws.

 

8. Disclaimer of Warranties

Our website and services are provided "as is" without any representations or warranties, express or implied.

 

9. Limitation of Liability

[Insurance Company Name] shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our website or services.

 

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any significant changes via email or through our website.

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